Access to credit and financial inclusion are a big problem in Latam. Many individuals struggle to secure stable employment, leading to informal labor markets and inadequate social safety nets. Technology can help improve financial services for underserved groups in Latin America.

Galgo facilitates access to vehicle financing. Through their vertical marketplace, they own the relationship with their customers, from product discovery to checkout. Driven by robust network effects, the platform increasingly attracts both buyers and sellers, acquiring and servicing them at a fraction of the cost compared to that of offline players.